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State laws and regulations providing legal guidance about homeowners insurers' decisions to not renew policyholders vary substantially. This article addresses these variations in some degree of detail...
In July 2007 the English and Scottish Law Commissions published the consultation paper Insurance Law – Non-disclosure and Breach of Warranty (hereafter LCCP) which sets out in detail the Commissions' ...
This article explores the interdependence between the individual consumer's demand for medical care and choke of health insurance coverage, with emphasis on its implications for demand behavior and em...
The article explores the economic impact of the cost of managing complex chronic care on family quality of life and patient's clinical outcomes in the U.S. It notes that the non-reimbursed expenditure...
In recent years, it has become increasingly clear that risk aversion alone cannot explain individuals' demand for insurance. From the perspective of risk aversion, individuals tend to purchase insuran...
Decisions concerning entitlement to sickness benefits have a substantial impact on the lives of individuals and on society. In most countries, such decisions are made by staff of private or public ins...
In 2003, the Parliament of Ghana passed the National Health Insurance Scheme (NHIS) bill, which was signed into law by President John A. Kufuor. The law provides health coverage for most illnesses of ...
This article discusses the disability insurance industry in order to provide context regarding the potential impact of genetic testing on disability insurance. It describes disability income insurance...
To examine how much pooling of risks occurs among potential purchasers in the individual market, how much pooling occurs among those who purchase coverage, and whether there is greater pooling among l...
o assess the impact of state laws requiring or encouraging employers to establish 'section 125' cafeteria plans that shelter employees' premium contributions from tax. Available descriptive statistics...
In this paper we compare health insurance coverage for U.S. citizen children in all-citizen and mixed families in the fifteen states with the largest share of children in mixed families. Insurance cov...
Objective. The main objective of this study was to assess people's willingness to join a community-based health insurance (CHI) model in El Páramo, a rural area in Ecuador, and to determine factors in...
Background: he increasing number of persons in the United States with no health insurance has implications both for individual health and societal costs. Because of cost concerns, millions of uninsure...
Some living kidney donors encounter difficulties obtaining life insurance, despite previous surveys of insurance companies reporting otherwise. To better understand the effect of donation on insurabil...

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